St. Petersburg Bankruptcy Attorney
People never think they will face bankruptcy. Sometimes life takes you by surprise by the sudden loss of employment, uninsured health issues, or other situations in which you find yourself unable to meet your financial obligations. You may even find yourself on the verge of losing your home in a foreclosure. When this happens you need an experienced attorney who can help and guide you through the process of obtaining relief from your creditors in bankruptcy. At Carnal & Mansfield, P.A. we can help you save your home from foreclosure, eliminate excessive debtor help you get yourself or your business, get back on your feet.
Bankruptcy laws have recently changed. Filing for Chapter 7 bankruptcy is much more difficult and limited based upon your household size and annual current income. You must now meet certain income requirements to qualify for Chapter 7. If you are above that level, we analyze your assets and liabilities to determine if you can still qualify or if you should file under another chapter to obtain relief.
What are my options as a consumer in debt?
It has become more difficult to deal with your debts. You may qualify for federal bankruptcy protection. Each person's situation is different. We are a small firm that can offer you personalized attention.
Chapter 7: This is a process where consumers can eliminate their debts. The government has changed the law to limit eligibility to people who fall below a certain income level. This is ideal for individuals with limited assets and a lower income
Chapter 13: If you are not eligible for Chapter 7 or if you want to keep some of assets that would be lost under Chapter 7, you should consider Chapter 13. Under this process, you can restructure your debt and pay monthly payments to the court. This allows you to keep more assets.
We can sit down and determine what bankruptcy chapter will best protect you. If you are concerned about your debts, contact us.
Helping your business deal with bankruptcy
Many businesses fall behind paying their debts. If your business is going through a downturn in the market, you need an experienced bankruptcy attorney.
Chapter 7: Are you in the process of closing your business? Under Chapter 7, you can shut down your business, sell off your assets, and pay off creditors.
Chapter 11: Chapter 13 is not intended for businesses. Chapter 11 allows a business to reorganize in an attempt to pay off debts. This is important when you are trying to keep your business running.
Bankruptcy can be challenging to deal with. Contact us to set up an appointment today. We believe in treating all our clients personally and respectfully.
The services or benefits provided are with respect to bankruptcy relief under Title 11 of the U.S. Bankruptcy Code. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
Carnal & Mansfield, P.A.
6528 Central Ave, Suite B
St. Petersburg, Florida (FL) 33707
Phone: (727) 381-8181 ▪ Fax: (727) 381-8783
Carnal & Mansfield, P.A., St. Petersburg Bankruptcy Attorneys in St. Petersburg, Florida and the areas of St Pete Beach, Clearwater, Pinellas Park, Largo, Pasadena, Gulfport, Seminole, Tampa, New Port Richey, Oldsmar, Treasure Island, Madeira Beach, Tarpon Springs, Dunedin, Safety Harbor
Pinellas County - Hillsborough County - Pasco County - Manatee County
